Attention homeowners in Providence and Webster County: Get an Appraisal today!The top 7 reasons Kentucky homeowners use Tradewater Appraisal & Realty:
We at Tradewater Appraisal & Realty understand the particular needs of a customer looking for appraisal services. Our usual business clients get the appraisal process and the standard documents we provide. Being a regular consumer that ordinarily doesn't see an appraisal every day, you can expect extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report our conclusions. Pre-listing Services/For Sale by OwnerSince you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at Tradewater Appraisal & Realty will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your property will attract buyers, a professional appraisal is very important as a negotiating tool once you have an attainable buyer. It's something tangible to show your buyer. It's an independent third party's opinion of your house's value, and not just how much your home is worth. Potential buyers know that you have an emotional attachment to your home and will be more likely to give credibility to a seasoned appraiser's value estimation than yours.Challenging property tax assessmentsLet's say your home is not appreciating as much as other houses nearby -- your local tax assessor may have your house overvalued. That means you're most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better off you'll be. Getting an expert appraisal from Tradewater Appraisal & Realty is your chief weapon when challenging your property tax assessment.Need to cancel PMI?PMI stands for Private Mortgage Insurance. A fashionable way to cut expenses for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is below 80% of the value of your house, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. We are experienced in helping homeowners just like you dismiss unwanted and unneeded PMI insurance.HELOC recently frozen?Even if your specific property has not declined in value, your lender may decide to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area. Not only can this be inconvenient from a cash flow viewpoint, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. A professional appraisal from Tradewater Appraisal & Realty can help you reinstate your HELOC.We Also Provide Field and Desktop Appraisal Review ServicesWould you wish a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you desire a seasoned appraiser to double-check your appraisal for verity? We can go out and check the subject and comparables in a field review. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.We can also provide you with a retrospective review of any appraisal report you may have had done before. Even though most review work is commissioned by lenders for quality control, homeowners that have reason to believe they've been the victim of mortgage fraud are wise to invest in a second opinion. |
|||||||||
